Earn gives you direct access to DeFi’s high interest-paying protocols through your OKCoin account. This means that the interest rates are pulled directly from each protocol, and not decided upon by OKCoin.
Each protocol follows the simple rule of supply and demand. Rates are floating, and change constantly due to demand.
The annual percentage yield (APY) is calculated using both interest and bonus tokens.
Bonus tokens are created from Ethereum as ERC-20 tokens and can be transferred, traded, or programmed into other dApps in the DeFi ecosystem, all while earning interest.