You can deposit cash to your Okcoin account from your bank via an ACH bank transfer. ACH bank transfers are only available in the US. You can also learn more about other cash deposits.
Choose an instant transfer to add funds from your checking or savings account and get them quickly. Instant transfers have no fees and your funds are usually available immediately. You can have up to 5 open deposit orders at the same time.
If you want to deposit large amounts, it may be better to choose wire transfers instead.
1. Open the Deposit page
Log in to your account on the Okcoin website. Follow one of the ways to start your deposit:
- Go to the Assets drop-down in the upper right corner and select Deposit.
- Go to your Dashboard > My assets > Deposit.
2. Select your preferred currency
On the Deposit page, select the currency you'd like to deposit into your account.

Selecting a currency
3. Select the payment method and receiving account
Enter the bank account that will fund your deposit. Select your preferred bank account from the "Payment method" drop-down menu. If you haven’t linked your account yet, select Add account, enter the required info, and follow the instructions. We use Plaid and Yodlee to link your bank account to your Okcoin account using your bank username and password. Once your bank account is linked, you’ll be able to select it in the drop-down. Learn how to add a bank account in detail.
Next, enter the amount you'd like to deposit into your Okcoin account. The minimum is $10, and maximum limits depend on your identity verification level. Learn more about cash deposit limits. You can check the amount and processing time before confirming.
Note - The name you use for your deposit account must match your Okcoin account. Otherwise, they can't be linked.

Selecting payment method
4. Submit your deposit request
Once you’ve selected your deposit amount and payment method, click Submit to complete your deposit.
Your funds will be available almost immediately, but we'll debit your bank account within 3-5 business days. If there are not enough funds in your bank account, we'll have to suspend your Okcoin account. We'll retrieve the deposited amount and sell all assets you bought with these funds. If you want to cancel an instant transfer, please contact your bank.
Note - The term “deposit”, as used here, means transferring fiat from your bank account into your Okcoin account. Okcoin is not carrying out, and does not intend to carry out, any deposit-taking business.
Note - You can use your new deposit to trade immediately, but you'll be able to withdraw it or any crypto bought with it after 10 business days.