The spot account is used for active trading. You can deposit funds directly to your spot account or transfer from your funding account to start buying and selling cryptocurrencies on OKCoin. Transfer funds back to your funding account when you're ready to withdraw.
The funding account is used to store, receive, and send assets. You can deposit funds to your funding account, but they must transferred to your spot account to be used for buying or selling cryptocurrencies. All withdrawals will have to go through this account.
Transfers between spot and funding accounts are free and instant.
Learn more about adding money to your accounts.